SUN PRIVATE MORTGAGES

"Making Life Easy"

from $300K to $500M+

PRIVATE CAPITAL

Capital that works.
Secured by property.

A disciplined, institutional approach to private mortgages, structured finance and property development — backed by 35 years of experience in Australian real estate.

Real EstateProperty DevelopmentLendingInvestment

HOW CAPITAL IS PROTECTED
30%
70%
Borrower equity
The buffer that absorbs a fall in property value before investor capital is exposed.
Investor loan
Secured by a registered mortgage over the property.

Illustrative example at a 70% loan-to-value ratio. Actual LVRs vary by loan.

35+

Years in private capital and real estate

350+

Lenders

$0

Zero Defaults

70%

Average loan-to-value ratio

OUR APPROACH

Institutional discipline.
Private access.

For three and a half decades, our team has worked across private capital, real estate finance, lending and property development. We’ve seen every part of the property cycle — and it shapes how we invest.

We give investors access to rigorously vetted opportunities that are usually out of reach: private mortgages, structured finance and property development funding. Each one is built around a simple goal — consistent, risk-adjusted returns, with capital protection first.

We only lend where we understand the property, the borrower and the way out.

INVESTMENT STRATEGIES

Three ways to put capital to work.

01

Private Mortgages

Short-term loans to property owners and investors, secured by registered mortgages over Australian real estate.

SecurityRegistered Mortgage
Typical term3 to 12 months
02

Structured Finance

Tailored funding for complex property transactions — bridging, refinance and multi-asset positions structured around the deal.

SecurityRegistered Mortgage
Typical term3 to 36 months
03

Property Development

Funding for residential and commercial projects, released in stages as construction milestones are independently verified.

SecurityRegistered Mortgage
Typical term12 to 24 months
PREFER A CALL BACK?

Leave your mobile.
We’ll call in 15 minutes.

9am–5pm AEST. No spam, and no lender calls until you approve.

Or call 1300 680 055 · Email Contact@SunPrivateMortgages.au

HOW EVERY LOAN IS ASSESSED

Four steps before
capital moves.

Most proposals don’t make it through. The ones that do have been tested on value, credit and exit.

01

Source

Opportunities come through our broker network and 35 years of industry relationships.

02

Assess

We test the property, the borrower and the exit — with an independent valuation on every security.

03

Structure

Conservative loan-to-value ratios, registered security and a defined repayment strategy.

04

Manage & report

Each loan is monitored through to repayment, with clear reporting to investors.

PROTECTING CAPITAL

We lend like it’s our own money.

Registered security

Loans are secured by mortgages registered over real property.

Conservative LVRs

Borrower equity sits between a property downturn and investor capital.

Independent valuations

Every security is valued by an independent, panel-approved valuer.

A clear exit

No loan proceeds without a defined way to repay — sale, refinance or settlement.

Transparent reporting

You know which property your capital is secured against, and how the loan is tracking.

Experienced hands

A team that has managed loans through booms, corrections and recoveries.

TWO SIDES OF PRIVATE CAPITAL

Invest, or borrow.

FOR INVESTORS

Put your capital behind real property.

For wholesale and sophisticated investors, family offices and SMSF trustees seeking property-secured income.

FOR BORROWERS

Need funding the banks won’t do?

Private property loans with approval in as little as 24 hours, flexible security and a clear exit plan.

QUESTIONS

Before you invest.

Who can invest?

Our private capital opportunities are offered only to wholesale and sophisticated investors, as defined under the Corporations Act 2001. We’ll confirm eligibility before sharing any opportunity.

How is my capital secured?

Loans are secured by registered mortgages over Australian property, at loan-to-value ratios that leave a borrower equity buffer.

What are the risks?

All investments carry risk, including borrower default, falls in property value and delays in repayment. Returns are not guaranteed. We explain the specific risks of each opportunity before you commit.

What is the minimum investment?

[Minimum investment amount and typical terms — to be confirmed.]

INVESTOR CENTRE

Start the conversation.

Register your interest and a member of our private capital team will call you to discuss your goals and current opportunities.

Prefer to talk now?

Register your interest.

Investment opportunities are available to wholesale and sophisticated investors only, as defined under the Corporations Act 2001 (Cth). This page is general information only and does not take into account your objectives, financial situation or needs. Returns are not guaranteed and capital is at risk. Past performance is not a reliable indicator of future performance.

Providing the best private loan options.